ArTex Funding Blog

ArTex Funding: Alternative Working-Capital, Asset-Based Lending Blog

ArTex Funding: Alternative Working-Capital, Asset-Based Lending

 

Is your company experiencing problems with cash flow or working capital? Have traditional lending sources turned you down?  ArTex Funding can help.

Working capital is key to a company's operating efficiency and cash flow management. Without working capital, a company may experience difficulty with payroll, buying inventory or marketing expenses.  All of these challenges can cause a company to have financial stress and possibly go out of business. Ensuring cash flow through these events requires working capital.

When there is a lack of working capital, a company generally must approach a bank, an investor, take out a line of credit, or approach private equity funds or venture capitalists. These days, banks are not the easiest places to get money. To secure a traditional loan, you need assets, strong cash flow, and multiple quarters of profitability, as well as a solid record of success. And you typically have to start paying back principal and interest immediately after you receive it.

 

But what if there is an alternative? A better option? What if there is a more flexible or creative option?

 

ArTex Funding is an alternative lender who funds companies when they are experiencing growing pains or are in need of funding quickly to cover labor, equipment, inventory, or existing contracts. A company may grow too quickly to be able to make payroll, be experiencing working capital or cash flow problems, or have just been turned down for a loan by the bank.

 

ArTex Funding finances your working capital using assets that are already in your company to help turn your accounts receivable, inventory, or other balance-sheet assets into working capital. You can use these funds when and where you need them, rather than for a very specific purpose as with a bank loan. Moreover, we do not limit your line of credit. If it helps your company grow, we continue growing your credit line as your assets grow, too.

 

Our alternative lending options include (but are not limited to):

 

Invoice Funding - Factoring

You complete your sales as usual. ArTex Funding purchases the invoice, advances you a percentage of the invoice, and then waits to get paid.

 

Asset Based Lending

ArTex Funding leverages your corporate assets to offer your company a flexible, revolving line of credit, term loan or factoring line.

 

Hard Money Lending

We provide real estate collateral-backed loans for short-term acquisitions, fix and flips, cash out, and development capital. This is also known as real estate private debt bridge funding.

 

Unsecured Business Funding

We can get your corporation a Line of Credit or Term Loan even if you have all your corporate assets tied up with liens against them.  This tends to be a more expensive form of funding but this bridge loan can be as short as three months or as long of a term of 2 years.  This funding is used if you have a deal that needs to close fast and you can make a sizable profit.

 

 

Want to learn more? Read more about our loan services, testimonials from previous clients, or contact us today to get started!

www.ArTexFunding.com- - 512-261-0024

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      17009 Flintrock Road

        Austin, Texas 78738

        Office: 512.261.0024

        Email: info@artexfunding.com

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Reviews

Working with Art at ArtTex Funding has really been something special. He is very knowledgeable and clever in coming up with real solutions that really worked for our website company.

Revolution Web Studios, LLC

ArTex Funding helped my company acquire a bridge loan at a period of extremely rapid growth and despite difficulties working with mainstream banks. The customer service provided was quite good and the communication constant. If you are in need of rapid funding for purchase of inventory or other... Read More

Round Rock Honey Co, LLC

Working with ArTex Funding was a true pleasure. After a very simple application process we were funded in less than 48 hours with the capital we needed for growth and expansion! The staff is extremely professional, courteous and eager to help. I cannot say enough about this company and I will... Read More

Holistic Blends

ArTex Funding quickly and effectively helped us source land acquisition financing for a development deal with many moving parts. ArTex and their partners were responsive and straightforward every step of the way. Happy to recommend them to others.

The Crow Group

Waggoner Manufacturing Inc, a Round Rock based machine shop/ manufacturer was in need of working capital. Due to some issues represented on the financial statements, banks were not an option for the $550,000 loan that was needed. ArtTex was able to secure the financing through a building refinance... Read More

Waggoner Manufacturing Inc